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Leigh Insurance Agency of St Augustine
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      • Business Owners Package (BOP) Insurance Quote
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      • Umbrella Insurance Quote
  • Service
    • Make a Payment
    • Update Contact Info
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  • Insurance
    • Auto Insurance
    • Home Insurance
    • Life Insurance
    • Renters Insurance
    • Flood Insurance
    • Boat Insurance
    • Motorcycle Insurance
    • Mobile Home Insurance
    • Other >
      • Business Insurance
      • ATV Insurance
      • Business Owners Package (BOP) Insurance
      • Classic Car Insurance
      • Final Expense Insurance
      • Event Insurance
      • Roadside Assistance
      • RV Insurance
      • Umbrella Insurance
  • About
    • Client Testimonials
    • Staff Directory
    • Refer a Friend
    • Blog
    • Agency Photo Gallery
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SR-22 Insurance & FR-44 Insurance

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What is FR-44/SR-22 Insurance?

A FR-44 and SR-22 are both Certificates of Financial Responsibility (CFR) forms. A CFR is a certificate that is required by the state to show that you have auto insurance liability coverage.

Typically, to reinstate your license after you have been convicted of a DUI/DWI, you will have to file an FR-44 CFR with the DMV. The FR-44 certificate verifies that you have minimum liability insurance with 100/300/50 limits. This means you are covered for $100,000 for injury to one person, $300,000 for injury to two or more people, and $50,000 for property damage. After a FR-44 policy is issued, it cannot be canceled, and the compliance period is three years. The FR-44 policy is to be paid in full at the beginning of your 6-month policy term.

If you have been determined to be a ‘high-risk’ drive, the state of Florida may suspend your license and require you to get SR-22 insurance in order to restate your driving privileges. Some factors that determine if you are a high-risk driver are getting into an accident while uninsured or having too many points on your record. SR-22 insurance isn’t a separate type of insurance, but a policy that has an endorsement attached. The length required to have the SR-22 endorsement can vary depending on your situation.

Here at Leigh Insurance Agency, we offer affordable rates for FR-44 and SR-22 policies. If you are interested in receiving a quote, please select 'get a quote' at the top of our page, or feel free to call us at (904)826-0799!
(904) 826-0799​
1797 Old Moultrie Rd
Suite 111
St Augustine, FL 32084​
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Leigh Insurance Agency of St Augustine​
1797 Old Moultrie Rd
Suite 111
St Augustine, FL 32084
(904) 826-0799​
Click Here to Email Us

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