Leigh Insurance Agency of St Augustine Blog |
 Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an accident.
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 The holidays, birthdays, or major life milestones often bring high-value possessions into your home: a stunning diamond engagement ring, a valuable piece of fine art, or the latest professional-grade electronics. It's natural to assume your homeowners or renters insurance will fully cover these items, but that assumption could lead to a significant financial loss.
 The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling an Annual Insurance Policy Review.
 The holiday season brings a surge of customers, and a fresh set of safety challenges, for small business owners. From bustling storefronts to festive decorations, the increased activity can lead to accidents if precautions aren't taken. Whether you're a seasonal pop-up or a year-round shop, now is the time to reinforce your safety protocols and ensure your team and customers can enjoy the season without incident.
 Thanksgiving is a time to gather, give thanks, and (let’s be honest) eat way too much pie. But between the hot ovens, crowded kitchens, and visiting relatives, it’s also one of the most accident-prone times of the year for homeowners. To help you focus on what really matters — family, friends, and gratitude — here are five safety tips that keep your home protected and your holiday running smoothly.
 In today's digital-first world, cyber threats are not just a concern for large corporations—they're a growing risk for small businesses too. As technology becomes more integral to daily operations, the potential for cyberattacks increases. For small businesses, a single cyber incident can be financially devastating. This is why cyber insurance is no longer optional; it's a crucial part of a comprehensive risk management strategy.
 In today's rapidly evolving digital landscape, artificial intelligence (AI) is transforming industries across the board. From automating routine tasks to enhancing data analytics, AI's capabilities are expanding daily. However, when it comes to the nuanced and deeply personal realm of insurance, AI faces significant limitations. The relationship between you and your insurance agent is built on trust, empathy, and personalized service—qualities that AI cannot replicate.
 Before kickoff, give your insurance a pre-game check.
It’s that time of year again — crisp fall air, rivalries heating up, and the smell of burgers on the grill in stadium parking lots and backyards everywhere. Tailgating and football parties are some of the best traditions of the season. But while you’re planning the snacks and setting up that big-screen TV, it’s worth asking: is your insurance ready for game day, too?  As summer winds down and cooler weather rolls in, September is the perfect time to give your vehicle a little extra attention. Seasonal changes can impact everything from tire pressure to visibility, and taking care of your car now can save you from costly repairs — and even accidents — later.
Should You Close Vents in Unused Rooms During Summer? An Experienced HVAC Professional Explains8/13/2025  This seemingly smart summer habit could be harming your HVAC system. With another record-setting summer underway and AC units working around the clock, many of us are looking for ways to cut down on our electricity bills.
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