Home Insurance: Where to Begin

 At Leigh Insurance Agency of St. Augustine, Florida, we know protecting your property and your family is one of the most important things you can do as a homeowner. But where do you begin? 

What kind of coverage fits your lifestyle, and equally important, your budget? Often it’s difficult to begin navigating purchasing home insurance, but if you’re looking for agents you can trust, Leigh Insurance has you covered.

Typical homeowners insurance covers both property and liability. Coverage A – or dwelling coverage – covers the value of the home itself, not including the land. Coverage B – other structures – covers structures around the property that are not used for business, except as a private garage. Coverage C covers personal property, and Coverage D covers expenses associated with additional living expenses, like rental expenses and loss of use. Additional coverages can take care of a variety of expenses like debris removal, repairs, and other charges. Coverage E – personal liability – covers damages which the insured is legally liable for. Although flood coverage is typically excluded under standard homeowners and renter’s policies, several of our carriers offer a bundled flood protection rate, and we can also find a separate flood policy that is right for you should you request it.
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Whether you are a first-time home buyer, new to the area, looking for a more affordable home insurance rate or simply just in search of a more personable agent-customer experience, Leigh Insurance Agency of St. Augustine will do all the heavy lifting for you, and you can rest easy knowing that our family is protecting your family. Give us a call today at 904-826-0799, stop by our office at 1797 Old Moultrie Road, Suite 111, or click the link, www.leigh-insurance.com/home-insurance-quote1.html, for a free quote & we will contact you for any further information needed. Let Leigh Insurance be your one-stop-shop for all your policy needs.