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Leigh Insurance Agency of St Augustine Blog

How To Make Your Home Flood-Proof

6/18/2020

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​According to the joint report of the UN Office for Disaster Risk Reduction and the Centre for Research on the Epidemiology of Disasters, floods are the most common natural disaster in the world. The country experiences floods and flash floods all year round. Although some of them are human-made, water can damage your house in just hours.
Tips On Preparing for a Flood
Human-made floods are very unpredictable, but homeowners can prepare for natural ones. These natural floods do more damage, so here are some tips to make your home flood-proof.
  1. Risk assessment - a yearly or bi-annual evaluation is a must to homes located in flood-prone areas or near a body of water.
  2. Install sump pumps - homeowners should buy a sump pump, which prevents flood from entering their homes.
  3. Elevate electrical components - raise any electrical sockets, switches, and wiring 12 inches from your home’s predicted flood levels. Doing this reduces any risk of electrocution and the hazard in the post-disaster or recovery period.
  4. Create a checklist - list down the things you need to do in case of an extreme flood. You can place it in a safe and easy to reach so people can see it effortlessly.
  5. Install backflow valves - during extreme floods, sewage can force up and overflow washing machines, toilets, and sinks. This overflow will increase the damage and clean up during the recovery period. You can talk to your plumber and install backflow valves and plugs to stop this kind of situation.
  6. Have a backup water supply - typically, the water after a flood is not potable. Having a backup water supply is very beneficial. Homeowners can either choose from the store some water gallons or buy a filtration system.
  7. Be alert - stay informed by checking the news and paying attention to the weather. Also, watch out for flood watch,  which is an indication that flooding is imminent. This advisory can let you prepare and elevate your belongings.

Conclusion
Floods and flash floods can cost you around $3,000 to $100,000 in damages, depending on the height of the water. We cannot avoid natural disasters but we can lessen their damages. By following the tips presented can reduce the damages and save you money. 

However, there are instances that damages are grave and costly. Having insurance specifically for floods can significantly help you to restore your home after a flood.

At Leigh Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (904) 826-0799. You can also request a free quote by CLICKING HERE.
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1797 Old Moultrie Rd
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St Augustine, FL 32084
(904) 826-0799​
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