Leigh Insurance Agency of St Augustine Blog
Did you know that Leigh Insurance Agency writes life insurance policies?
While it’s not always fun to think about life’s “what ifs,” it’s important to be prepared to protect your family or loved ones in the future. But who needs life insurance, and what are some reasons to purchase it?
Whether you’re currently working, a stay-at-home parent or spouse, young or old, a life insurance policy may be something to think about. Life insurance pays out when the insured person passes away or after a period of time. There are several common types of life insurance that may suit your lifestyle.
Term Life Insurance provides coverage at a fixed rate of payments for a period of time. After the term expires, the coverage at the at the previous rate expires. This is typically the most affordable way to purchase life insurance during a specific time-frame. Whole Life Insurance policies cover the insured for their entire life and in most cases, premiums for this kind of insurance are paid each year. Universal Life Insurance provides permanent coverage, and Variable Universal Life Insurance builds a cash value.
We know you must have questions, and our licensed agents would be happy to help you make a decision regarding life insurance that covers you how you need it to. For more information, stop by Leigh Insurance Agency at 1797 Old Moultrie Road, Suite 111, St. Augustine, FL 32080, or give us a call at 904-826-0799 for a free quote!