Uninsured/Under-insured Motorists Coverage

What is Uninsured Motorist Coverage and Do I Need it? 

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Do you currently hold Uninsured/Under-insured Motorists coverage on your auto policy?
​ Did you know that in 2017, 3.2 million Florida drivers did not carry Liability limits on their auto policy? Make sure you're covered in the event of a loss! 

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Uninsured/Under-insured Motorists (UM) is an additional coverage that is required in most states, but not here in Florida. This coverage protects you if you are in an accident with someone who is either totally uninsured or under-insured, meaning their liability limits would not cover your injuries/expenses. 

​If you were in an accident and did not have this coverage, and the at-fault driver did not carry liability insurance, you would have to pay out of pocket for damages and medical expenses. UM also applies to hit & run expenses. 

UM is fairly inexpensive for the benefits that you receive if involved in an accident! 3.2 million Florida drivers did not carry liability insurance in the year 2017. Make sure you are protected! 

UM exists to financially protect you from irresponsible drivers!

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Interested in learning more or adding this coverage to your auto policy?
Give us a call at (904) 826-0799 and we would be happy to explain your options and provide you with a quote! 

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