Leigh Insurance Agency of St Augustine Blog
Van Life: Home On Wheels
Van life entails permanently or part-time living in a vehicle, particularly in a van. A lifestyle of this kind is likely chosen because it enables traveling more conveniently.
What to Consider When Choosing A Vehicle to Live In
Uncertain of safety along the way, insurance may secure van dwellers' welfare and property. Important factors to consider when looking for the appropriate insurance plan:
Size and Build
Whether living alone or with a couple of people, knowing what size of a van fits the owner's liking is a top priority. Determining the automotive is essential for efficient planning of the interior. Also, sizing it up may help figure out effective funding for the insurance to save up more finances.
Location or Geographical Route
Knowing weather conditions in whichever state at any given time is also important. This knowledge may decrease the chances of owners encountering natural disasters.
Condition of the Vehicle
Most of the time, vans or other automobiles like buses are transformed into livable spaces on wheels. Ensure that vehicles are in good condition and do not have any issues to guarantee the safety of passengers.
Getting the Van Insured
Purchasing insurance for homes like this may require more effort because it requires paperwork to be assessed appropriately.
Compile Expenses in Building or Transformation of the Vehicle
Keep the invoices and receipts from expenses while putting the home on wheels. It is necessary to assess the worth of the property to properly put a rate together for the insurance.
Take a picture of everything valuable inside the van. These documents may be used when claiming if ever something goes missing. File the documentation in safe storage so anyone can retrieve it.
Other Important Information
Details like the proprietor's basic information, some facts about the vehicle, and working appliances that require electricity and water consumption may be asked for safety reasons.
The thought of living in a vehicle may sound odd and unsafe, but with having insurance to back up a lifestyle like this, van owners might have peace of mind knowing that they are secured and protected from risks and harm that come their way.
At Leigh Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (904) 826-0799. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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