Watercraft/Boat Insurance

Although it is not required to carry insurance on your Watercraft/Boat, it is better to be prepared in the event of a loss!  

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​Boats can afford adventure to their owners, but they also come with risks! 
You will want to give some thought to protecting the boat, it's contents and the people aboard should the unexpected occur. ​
​Get a quote for bundling your boat with your auto/home/motorcycle/etc. today!  

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There are many different coverages that you can apply to your Boat Insurance Policy.  Below is a brief description of some of the coverages that are applicable.  
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• Total Loss Replacement -- replaces insured’s boat with a brand new one of similar make and quality
• Disappearing Deductibles -- reduces the deductible by 25 percent at each claim free renewal
• Sign & Glide® coverage -- Help comes to your customer if they’re stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!
• Propulsion Plus® coverage -- provides coverage for the lower units of outboard motors, and the upper and lower units of inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear
• Trailer Trip Interruption coverage -- pays for meals, transportation and lodging if you have a trailer or tow vehicle breakdown or accident while towing your watercraft more than 100 miles from home
• Hurricane Haul Out coverage -- reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm
• Replacement Cost Fishing Equipment -- up to $10,000 for tackle, rods, and reels
• Replacement Cost Personal Effects -- protects the insured’s personal items including cameras, clothes, cell phones, etc.
• 24-hour Roadside Assistance -- covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance
• Wreckage Removal Coverage -- Pays for any attempted raising, removal or destruction of the wreckage
• Fuel Spill Liability -- Coverage for unintentional oil or fuel spills that result in bodily injury or property damage
• Medical Payments -- includes coverage for water-skiers

The Agents at Leigh Insurance Agency would be happy to find the right policy for your needs! 
​Give us a call at (904)826-0799 for your complimentary Watercraft quote.​