Leigh Insurance Agency of St Augustine Blog |
If you own a home, you may already know that home insurance is essential for protecting your investment. However, with so many different home insurance policies, it can take time to understand which one is right for you. In this blog, we'll break down the different types of home insurance policies, so you can make an informed decision when selecting a policy.
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Hook Up with A Headlamp
Headlamps give you the hands-free ability to see what’s in front of you and navigate the darkness safely. If you often walk your dog in the dark, a headlamp is a near necessity. A flashlight is a good substitute for a headlamp. Either way, cleaning up after your pup in the dark will be easier if you can see the poo! Walk smart (and take a familiar route) In addition to gearing up against the weather and dark, it’s important to use caution and common sense when walking your dog at night. You don’t need to be afraid, just cautious. Cars, joggers, cyclists, and other dog walkers may not be paying attention, and can startle your dog at night.
Carry your phone This is plain common sense: your phone may be a lifesaver in case of emergency. Be sure to keep it charged, and save the phone numbers for your local non-emergency police, emergency veterinarian, and a taxi service just in case, or ensure quick access to a ride-sharing service via an app. In addition to being a safety necessity, your smartphone may have several features to improve your nighttime walk: a built-in flashlight to use as a backup light source and navigational tools to help you map your route in the dark. Just don’t get caught up checking your social media pages or email and distract yourself from your surroundings. Do NOT wear headphones This goes with being aware of your surroundings when walking your dog at night. If you are wearing headphones, you won’t hear someone walking up behind you, or a car that may be out of control. Just enjoy the peacefulness of the night air. Walking your dog at night doesn’t have to be scary. With a familiar route and the right accessories, your evening outing can be a walk in the park. Watch this safety tip video from Safety Pup for walking your dog at night. We are an independent insurance agent. We can provide coverage from many insurance carriers so you receive the insurance for your budget and needs. Source: https://www.rover.com/blog/how-to-safely-walk-dog-at-night/ and https://www.k9ofmine.com/dog-walking-at-night/ and https://www.rescuedogs101.com/top-5-tools-safe-walking-dog-night/ and https://www.longanimal.com/blog/safety-first-walking-your-dog-at-night/ Beachgoers need to be aware of RIP currents. “RIP” in this case could stand for “rest in peace,” because these currents can be deadly. In the U.S., about 100 people drown in RIP Currents every year. Lifeguards in the U.S. rescue another 30,000 swimmers from RIP Currents each year. We usually think of waves as washing stuff onto the beach—seaweed, shells and other ocean debris. But, sometimes the waves hit the beach in a certain way to create a current that flows away from the beach. This is a RIP Current. When waves travel from deep to shallow water, they break near the shoreline and generate currents that are influenced by the shape of the ocean floor, at times producing RIP Currents. Waves interacting with each other can also cause short-lived RIP Currents.
Although it is not required to carry insurance on your Watercraft/Boat, it is better to be prepared in the event of a loss!
Want Life Insurance, but don't know where to start?
Look no further! Leigh Insurance Agency can assist with finding a policy that best meets your needs! Van life entails permanently or part-time living in a vehicle, particularly in a van. A lifestyle of this kind is likely chosen because it enables traveling more conveniently.
Mobile homes are portable houses built on owned land, mobile home parks, or leased land. The houses are manufactured in a factory and not on-site, but homeowners' standard insurance can also warrant this property.
Condominiums are a type of home that is also covered by homeowners insurance. Condos are separate units in a complex owned by individuals. Despite living in an area where public facilities are insured by an association, it's only appropriate to obtain the safety of the unit and its contents, and condominium insurance may assure proprietors by securing their possessions.
Not only do houses and homeowners need to be secured, but developers and contractors must also have access to ensure the safe completion of projects. Construction insurance might provide the ease of knowing that both the contractor and project owner can expect a risk-free transaction while working.
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